Introduction
Dosh is one of the most passive cash back apps and it works basically anywhere. It pays you cash back for in store shopping, online shopping, travel and referring friends.
When you link your credit or debit card, you get a $5 bonus. The best part is when you refer your friends that link their credit or debit card, you get a $5 referral bonus.
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What Is The Dosh App?
Dosh is a free app that allows you to earn cash back when you use your debit or credit card to make purchases in store, online and book travel. They have partnered with businesses who are willing to give back to customers like you.
How Does It Work?
Using Dosh is super easy. You link a debit or credit card to your Dosh account. There are several ways to earn cash back.
Shopping in-store
Mobile in-app purchases
Booking travel
Referring friends
First you need to download the Dosh app here. It takes a few minutes to sign up. You’ll need to verify your phone number and email address. Then link a debit or credit card.
How Do I Earn?
Shopping In Store
Anytime you use your linked card at participating retailers, Dosh will pay you cash back a percentage of your purchase. Currently, Dosh is offering 10% cash back at Denny’s and 10% cash back at Jiffy Lube. The cash back usually is credit within a few minutes. But it can take up to 48-72 hours.
Mobile In App Purchases
When you make an online purchase, Dosh will pay you cash back on those purchases. Keep in mind, you must use the link within the Dosh app. If you don’t, you will not receive credit for the purchase. Currently, Bed Bath & Beyond offers 7.5% cash back, Puma offers 6% cash back, and Lord & Taylor offers 4.5% cash back.
Booking Travel
Dosh offers a fixed cash back amount when you book a hotel through the Dosh app. For examples, at the time of this post, if I book a one night stay at the Venetian Hotel here in Las Vegas, I would get $62 cash back.
Dosh also offers a $25 bonus when you book and complete your first hotel stay.
Referring Friends
You can earn $5 for each friend you refer who links their credit or debit card. Right now, there are no limits on how many friends you can refer.
How Does Dosh Pay?
Once you reach a minimum balance of $15, you can cash out via PayPal or direct deposit. Below is proof that Dosh pays. Below is a one of the payments we received.
How Does Dosh Make Money?
Dosh is actually earning money each time you make a purchase. There are two ways they earn money and can pay you.
First is through affiliate links. In order to get cash back on online offer, you must purchase within the Dosh app. They earn a commission when you make a purchase and give you money back in form of cash back.
Second, they make money from in store purchases via market research. Companies can track what you spend when you link your credit or debit card. They sell this information so companies can improve their products, services and prices. All this data is anonymous. They do not sell any of your personal information or your credit or debit card numbers. None of the credit or debit card information is kept on the app or on their servers.
Pros & Cons
Pros
Free to sign up
No need to clip coupons or scan receipts
You can earn cash back by using a linked card
Make extra money from referring friends
Earn $5 bonus when you link a debit or credit card and $1 for each additional card you link
Pays you in PayPal or direct deposit
Cons
You have to link a debit or credit card. If you’re not comfortable with connecting a card, skip it and use the other ways to earn cash back
Cash back is only available at certain stores
$15 minimum cash out
How Can I Get Started With Dosh?
Getting started with Dosh is pretty easy. You can register for Dosh for FREE by clicking this link here. Once you create an account, link a credit or debit card to receive a $5 bonus.
Once you download the app and sign up, you might get an error message that states they’ve reached their daily subscriber limit. You can still join and gain access within 24 hours.
Visit Dosh.Cash and download the app via their website. If you get an error message, then visit this page and sign up for the waiting list.
You must download the app and try to sign up before joining the waiting list.
Final Thoughts…
Dosh is an excellent app. I really like the automatic cash back and you don’t have to scan any receipts. You can earn cash back from restaurants and stores you already go to. Yes, you do have link your credit or debit card. However, none of your credit card or banking information is held on the app or their servers.